The Debt Repayment Scheme (DRS) is a bankruptcy alternative for Singaporeans whose loans are almost due. This scheme allows debtors to escape the stigma of declaring bankruptcy and get more time to pay back their loans. It’s like a dream come true for a country where certain loans, like education and housing loans, are seen … Read more
Paying for higher education is never easy for the average student in Singapore; that’s why tuition fee loans are so standard. Only a select few families can support their ward’s tuition fees for an undergraduate degree and postgraduate education. Hence, others can only meet terms by collecting loans from financial institutions. Tuition fee loans are … Read more
Singapore is a small country, but it has some of the best universities for those who consider studying. However, you might not be able to afford a tuition fee at the institutions. That’s where education loans come in. An education loan in Singapore is just as it sounds: a loan amount borrowed to offset tuition … Read more
If you’ve committed an offense punishable by law in Singapore, you might be asked to pay a fine. While these could be small amounts you can easily afford, some fines are heavy. So, what do you do if you can’t afford such an amount? This article covers what you should know about what happens if … Read more
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Retrenchment is never a pleasant experience, especially when you do not have a substantial cash reserve to fall back on. Yet, companies sometimes have to lay off some workers due to limited cash flow. Most offer retrenchment benefits to ease the financial burden. The reality is that if you are left unemployed, money might soon … Read more
National Service is an essential part for Young male Singaporeans, as they enlist in the military and serve their country for two years. During this time, they develop the necessary skills to defend their country while building relationships with their peers. Upon completion, these boys-turned-men become Operational Ready National servicemen (NS Man). These Servicemen are … Read more
Your NS service is temporary, only lasting for two years. Afterward, you return to being a civilian, leading a normal life like everyone else. At this point, it’s important to remember a few things that can help you lead a better life as a civilian. Here, we explore six things you can do after your … Read more
NSFs enjoy medical benefits for the duration of their service, including consultation, hospitalisation, and dental treatment. If you’re a conscript or curious about what medical perks are available to NSFs, keep reading. Here, we provide information on the treatments and NS medical benefits you can access with your 11B card. NSF Benefits Singapore (Medical) Health … Read more
iCredit is permitted to operate during the “Circuit Breaker” (COVID-19) period on every Monday, Wednesday & Friday, from 5 PM to 9 PM, starting from 10th April till 1st June 2020.; Below are the dates and timings for your easy reference; Operating Timing During Circuit Breaker (Covid-19) Period 1 May 2020 – Friday (5pm to … Read more
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