A bank personal loan is usually cheaper, while a licensed moneylender loan may be faster and easier to access. So, the right choice depends on how much you need, how soon you need the money, and what you can afford to repay. Banks often offer higher loan amounts and lower interest rates, but their checks … Read more
A small business owner processing a cash payment, illustrating Can You Get a Loan with No Income Proof? How Alternative Assessment Works Yes, you can get a loan in Singapore without traditional income proof through licensed moneylenders such as i-Credit. Unlike traditional financial institutions, which require documentation, such as pay slips and CPF contributions, a … Read more
A licensed moneylender in Singapore is a company approved by the government and officially registered under the Ministry of Law’s Registry of Moneylenders. This means the moneylender must adhere to the strict laws and rules of MLAW regarding interest rates and the code of conduct, including no solicitation via SMS or harassment in connection with … Read more
A complete list of licensed money lenders operating in Singapore. We provide cash loans & personal loans for anyone who is in need of quick cash.
The Debt Repayment Scheme (DRS) is a bankruptcy alternative for Singaporeans whose loans are almost due. This scheme allows debtors to escape the stigma of declaring bankruptcy and get more time to pay back their loans. It’s like a dream come true for a country where certain loans, like education and housing loans, are seen … Read more
Are you looking for a licensed moneylender that’s open on Sundays? I-Credit understands that financial needs don’t follow a standard work week. As one of the few licensed moneylenders in Singapore operating on Sundays, we’re here to help when you need us most. i-Credit Licensed Moneylender’s Comprehensive Operating Hours Understanding our clients’ busy schedules, we’ve … Read more
Paying for higher education is never easy for the average student in Singapore; that’s why tuition fee loans are so standard. Only a select few families can support their ward’s tuition fees for an undergraduate degree and postgraduate education. Hence, others can only meet terms by collecting loans from financial institutions. Tuition fee loans are … Read more
Singapore is a small country, but it has some of the best universities for those who consider studying. However, you might not be able to afford a tuition fee at the institutions. That’s where education loans come in. An education loan in Singapore is just as it sounds: a loan amount borrowed to offset tuition … Read more
If you’ve committed an offense punishable by law in Singapore, you might be asked to pay a fine. While these could be small amounts you can easily afford, some fines are heavy. So, what do you do if you can’t afford such an amount? This article covers what you should know about what happens if … Read more
Retrenchment is never a pleasant experience, especially when you do not have a substantial cash reserve to fall back on. Yet, companies sometimes have to lay off some workers due to limited cash flow. Most offer retrenchment benefits to ease the financial burden. The reality is that if you are left unemployed, money might soon … Read more