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Can You Get a Loan with No Income Proof? What are some alternative assessment methods used by Moneylenders?

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A small business owner processing a cash payment, illustrating Can You Get a Loan with No Income Proof? How Alternative Assessment Works

 A small business owner processing a cash payment, illustrating Can You Get a Loan with No Income Proof? How Alternative Assessment Works  Yes, you can get a loan in Singapore without traditional income proof through licensed moneylenders such as i-Credit. Unlike traditional financial institutions, which require documentation, such as pay slips and CPF contributions, a … Read more

What Is A Licensed Moneylender In Singapore? How The Ministry Of Law Regulates Lending

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Woman counting cash at desk, what is a Licensed Moneylender In Singapore explained 

A licensed moneylender in Singapore is a company approved by the government and officially registered under the Ministry of Law’s Registry of Moneylenders. This means the moneylender must adhere to the strict laws and rules of MLAW regarding interest rates and the code of conduct, including no solicitation via SMS or harassment in connection with … Read more

LICENSED MONEY LENDER OPEN ON SUNDAY SINGAPORE | i-Credit Moneylender

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Are you looking for a licensed moneylender that’s open on Sundays? I-Credit understands that financial needs don’t follow a standard work week. As one of the few licensed moneylenders in Singapore operating on Sundays, we’re here to help when you need us most. i-Credit Licensed Moneylender’s Comprehensive Operating Hours Understanding our clients’ busy schedules, we’ve … Read more

Guide to Debt Repayment Scheme (DRS) in Singapore

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pay off debts

The Debt Repayment Scheme (DRS) is a bankruptcy alternative for Singaporeans whose loans are almost due. This scheme allows debtors to escape the stigma of declaring bankruptcy and get more time to pay back their loans. It’s like a dream come true for a country where certain loans, like education and housing loans, are seen … Read more

Tuition Fee Loan

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Paying for higher education is never easy for the average student in Singapore; that’s why tuition fee loans are so standard. Only a select few families can support their ward’s tuition fees for an undergraduate degree and postgraduate education. Hence, others can only meet terms by collecting loans from financial institutions. Tuition fee loans are … Read more

What to Know About Retrenchment Benefits in Singapore

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Retrenchment is never a pleasant experience, especially when you do not have a substantial cash reserve to fall back on. Yet, companies sometimes have to lay off some workers due to limited cash flow. Most offer retrenchment benefits to ease the financial burden. The reality is that if you are left unemployed, money might soon … Read more

The Ultimate Guide to NSF Pay and Allowance in Singapore

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National Service is an essential part for Young male Singaporeans, as they enlist in the military and serve their country for two years. During this time, they develop the necessary skills to defend their country while building relationships with their peers. Upon completion, these boys-turned-men become Operational Ready National servicemen (NS Man).  These Servicemen are … Read more