Cash Loans For Unemployed

Loan for Unemployed Singapore

Being in-between jobs or yet to secure one can make taking a personal loan challenging. At i-Credit, we do not just offer unemployed loan Singapore, but we also do that at the most competitive rates.

We wish to keep you on your feet while searching for a new job. With our swift service, we will have you set up with a loan for unemployed Singapore in no time. Soon, you will have the needed boost as you look to secure a new job.

There is no need to worry about proof of income or CPF contributions. We have helped countless others secure an urgent cash loan without the above-mentioned documents.

Beat the System with i-Credit

The pandemic might be a few years behind, but the unemployment rate in Singapore is not out of the woods yet. As of March 2022, the overall rate was at 2.2%, with citizen and resident rates hitting 3.2% and 3.0%.

Getting a cash loan for unemployed Singapore can ease the financial stress, but the process is usually not easy. Banks are the last places you want to go for a jobless loan. The approval process could take days, and your chances are much slimmer since you are without a job.

Generally, banks and other moneylenders check for the following before issuing a loan:

Your current income or employment history

This factor is the most crucial, as it gives lenders confidence that you can pay back. With i-Credit, you can still get loans for unemployed, provided you have a good employment history. Also, getting a personal loan without proof-of-income will not be a challenge for us.

Debt to income ratio

A high debt-to-income ratio indicates a higher risk of defaulting on the loan. At i-Credit, our personalised service will guide you in lowering this crucial parameter.

Credit Rating

Poor credit history will see banks and many moneylenders deny you a loan for unemployed Singapore. i-Credit offers you a chance to get a loan and an opportunity to improve your credit score.

Call us today or visit our office for the best rates and worry-free repayment terms. Together, we can beat the financial stress of unemployment.

Read our FAQ for more information for borrowers.

We are always here to help. So click the button for loan inquiry below.

Enjoy the Best Service for Unemployed Loan Singapore

It is one thing to find a fast cash loan for unemployed Singapore, but another to find the best service. We understand that it is not all about numbers, so we offer more than just giving you an urgent cash loan Singapore.

Not everyone seeking an unemployed loan Singapore has the same backstory. You may be without a job but in a better or more challenging situation. On that account, we deal with our customers personally to ensure we give them the best.

Once you step into our service centre or place a call to our representatives, you can be sure of stellar service. The i-Credit team will help you navigate the unemployment waters even as we look forward to the good news of your employment.

As a top-rated moneylender, you will enjoy the following when getting fast cash loans for unemployed with us:

Stellar Customer Service

We take pride in our customer service. Since our inception in 2009, we have focused on providing the best customer satisfaction.

We not only lend a listening ear, but we also care about your challenges. All of our efforts gear toward meeting your needs and lending to ease your financial burdens.

The stress of attending to emergencies is already too much, but you can be sure of relief when you contact us. Therefore, give us a call today, and you will be glad you did.

A Personalised Solution

Of course, no two people will have similar (100%) needs when seeking an unemployed loan Singapore. At i-Credit, we shy away from procuring generalised solutions for our customers.

We try to grasp your challenges as much as possible to offer a solution that perfectly fits the situation.

Getting an urgent loan for unemployed Singapore can be challenging, especially if you do not have specific documents. Notwithstanding, we are ready to work with what you have and provide workarounds.

Our sole aim is for you to walk out satisfied, knowing that your needs have been met. So, give us a call today or try our quick application process.

Swift Process

With our one-hour loan approval process, you will have the advance in no time. We do not just give out unemployed loan Singapore but also do that in the shortest possible time.

Whether you apply online or at our in-service location, prompt attention and approval are sure. We have designed the entire process to be quick, convenient, and effortless.

If you cannot reach our office address, apply through our website. Once we have reviewed your details, our customer service team will contact you.

Improving your Credit Score by taking a loan with i-Credit

Taking a personal loan from a licensed moneylender in Singapore can improve your credit score if you make timely payments.

This is because payment history is critical in determining your credit score.

If you consistently make your loan payments on time, it can demonstrate to credit bureaus that you are a responsible borrower and can help boost your credit score over time.

What are the benefits of improving your credit scores?

Access to better interest rates: A higher credit score can make it easier to qualify for loans and credit cards with lower interest rates, saving you money in the long run.
Easier approval for credit: Many lenders and credit card companies require a minimum credit score for approval, so having a higher score can make it easier to qualify for credit.
Lower insurance premiums: In some cases, a higher credit score can lead to lower insurance premiums for car insurance.
Better job prospects: Some employers may check credit scores as part of the hiring process, particularly for jobs involving money or financial transactions.

Competitive Rates for Unemployed Loan

At i-Credit, we aim to get you through the hard times without bogging you down with high-interest rates. Our rates are competitive at 4%, in-line with the Ministry of Law’s regulations.

So, when getting a loan for unemployed Singapore from us, you only have to pay 4% monthly. That is a very considerate amount. Sort out your challenges with ease and worry less about interest rates.

For specifics, the table below shows our interest rates:

You might be unable to repay your loan due to unavoidable circumstances. As much as this is frustrating, we understand that things may not always go as planned. On that account, we have several repayment plans to ease your burden.

i-Credit at Your Service

At i-Credit, your satisfaction is our priority. From our tailor-made solutions to our swift application process, you will have a satisfactory experience.

We are a licensed moneylender with the Registrar of Moneylenders, well versed in the Moneylenders Act, 2008. Our customers enjoy the best service in the sector, thanks to our stellar service representatives and approach.

Call our telephone line or make a quick online application to get the urgent cash loan today. Remember, if you have financial challenges, we’ve got your back.

A Fresh Financial Start:

The word “bankruptcy” often carries with it a heavy weight of stigma and apprehension. For many, it symbolizes the culmination of financial struggles, mistakes, or unforeseen circumstances that led to a challenging situation. However, while bankruptcy undoubtedly represents a significant setback, it’s essential to view it from a different perspective: an opportunity for a fresh financial start.

i-Credit is the first moneylender in Singapore that is authorized to provide individuals who are bankrupt with loan to help them rebuild their financial well being.

Explore our loan options for bankrupt individuals and take the first step towards financial recovery.

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