EFFECTIVE DATE: 1 NOVEMBER 2024
i-Credit Pte Ltd (“us”, “we”, or “our”) operates the website www.icredit.com.sg (hereinafter referred to as the “Service”). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.
INFORMATION COLLECTION AND USE
We collect several different types of information for various purposes to provide and improve our Service to you. Types of Data Collected Personal Data While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:
- Email address
- First name and last name
- Phone number
- NRIC/FIN number
- Employment details
- Income information
- Address
- Cookies and Usage Data
USAGE DATA
We may also collect information on how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
TRACKING & COOKIES DATA
We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service. Examples of Cookies we use:
- Session Cookies: To operate our Service
- Preference Cookies: To remember your preferences and settings
- Security Cookies: For security purposes
TRANSFER OF DATA
Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction. If you are located outside Singapore and choose to provide information to us, please note that we transfer the data, including Personal Data, to Singapore and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer. i-Credit Pte Ltd will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy.
DISCLOSURE OF DATA
LEGAL REQUIREMENTS
i-Credit Pte Ltd may disclose your Personal Data in the good faith belief that such action is necessary to:
- To comply with a legal obligation
- To comply with regulatory requirements from the Ministry of Law
- To protect and defend the rights or property of i-Credit Pte Ltd
- To prevent or investigate possible wrongdoing in connection with the Service
- To protect the personal safety of users of the Service or the public
- To protect against legal liability
[Previous sections about Security, Service Providers, Analytics, Links to Other Sites remain the same with company name changed to i-Credit Pte Ltd]
CHILDREN’S PRIVACY
Our Service does not address anyone under the age of 21 (“Children”). We do not knowingly collect personally identifiable information from anyone under the age of 21. If we become aware that we have collected Personal Data from children, we take steps to remove that information from our servers.
[Previous sections about Changes To Privacy Policy remain the same]
Contact Us
If you have any questions about this Privacy Policy, please contact us:
By email: enquiry@icredit.com.sg
