National Service is an essential part for Young male Singaporeans, as they enlist in the military and serve their country for two years. During this time, they develop the necessary skills to defend their country while building relationships with their peers. Upon completion, these boys-turned-men become Operational Ready National servicemen (NS Man).
These Servicemen are given an NS allowance. The service also opens doors to receiving other perks like medical benefits.
Whether you’re going to be enlisting soon and you’re curious about NS pay, you’re on the right page. Our guide walks you through the NSF pay scale and other benefits NSFs qualify for.
An Overview of the National Service in Singapore
The National Service is compulsory conscription to one of these divisions:
- Singapore Armed Forces (SAF)
- Singapore Civil Defence Force (SCDF)
- Singapore Police Force (SPF)
NSFs are entitled to monthly allowances, but the ns recruit pay depends on which division you fall into and your rank.
SAF NSF Pay
Your SAF allowance comprises a monthly rank and vocation allowance. The higher your position in the service, the more responsibilities you carry; hence, you’re paid more.
SAF NSF Monthly Allowance By Rank
| Rank | Starting Allowance |
| Lieutenant | $1,280 |
| Second Lieutenant | $1,100 |
| Officer Cadet | $860 |
| First Sergeant | $1,070 |
| Second Sergeant | $1,000 |
| Third Sergeant | $900 |
| Specialist Cadet | $670 |
| Corporal First Class | $690 |
| Corporal | $650 |
| Lance Corporal | $600 |
| Recruit or Private (PTE) | $580 |
SAF NSF Monthly Vocation Allowance
| Vocations | Monthly Allowance |
| Commando; Naval Diver; Chemical, Biological, Radiological Defence or Explosive Ordinance Disposal | $400 |
| Aircrew; Armour, Guards, Infantry; Combat Medics, Specialists or Officers in the Medical Response Force or deployed on the SCDF ambulances; Seagoing | $225 |
| All combatants except those under S/N 3 and 4 | $175 |
| Service and Technical vocations | $50 |
SCDF NSF Pay
An SCDF NS pay depends on your rank. However, depending on your unit and vocation, you may be eligible for an operational fee. The amount you get ranges between $100 and $300 and is independent of the SCDF rank pay. Furthermore, you may get an NSF allowance for meals on duty for at least six hours.
| Rank | Monthly Allowance |
| Lieutenant | $1,280 |
| Second Lieutenant | $1,100 |
| Officer Cadet | $860 |
| Sergeant 2 | $1,000 |
| Sergeant 1 | $900 |
| Specialist Cadet | $670 |
| Corporal | $650 |
| Lance Corporal | $600 |
| Recruit or Private | $580 |
SPF NSF Pay
Like SAF NSF, an SPF ns pay combines the monthly ns rank pay and the ns vocation pay. Similarly, those in higher ranks receive higher pay due to the bigger responsibilities they have to field.
After the Home Team Academy graduation, an SPF NSF also gets monthly funds for meals in addition to the NSF salary. The NSF pay for meals is $142 for shift work and $100 for non-shift.
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SPF NSF Monthly Allowance
| Rank | Monthly Allowance |
| National Service Inspector | $1,280 |
| National Service Probationary Inspector | $1,100 |
| Officer Cadet | $860 |
| Special Constabulary Sergeant 2 | $1,000 |
| Special Constabulary Sergeant 1 | $900 |
| Special Constabulary Constable or Vigilante Corps Corporal | $650 |
| Special Constabulary Constable 2 or Vigilante Corps 2 | $600 |
| Special Constabulary Constable or Vigilante Corps | $580 |
| Trainee Special Constabulary Constable or Trainee Vigilante Corps | $580 |
SPF NSF Monthly Vocation Allowance
| Operational Vocations | Monthly Vocation Allowance |
| Police Tactical Trooper, Police Tactical Trooper (NSI) | $400 |
| Assistant Navigation Officer, Ground Response Force Officer, Checkpoint Security Officer, TransCom Deputy Team Leader, ProCom DOC Trooper, Police Coast Guard Officer, ProCom Officer, TransCom Officer, Division Special Taskforce Officer | $225 |
| Officer Cadet Trainees, C3 Operation, Assistant Ops Officer, Dog Handler, Division Security Officer, Person-in-Custody Officer, Ops Support Officer, Community Engagement Officer | $175 |
| Company Commander, Staff Officer to Head Ops, Training Development Officer, Assistant Compliance Manager, Assistant Manpower Officer, Assistant Trainer, Trainee Special Constables (TSC), Operations Officer, Staff Assistant, S&T Staff Assistant, Bandsmen | $50 |
What Do I Do if My NS Pay is Not Enough?
National Service comes with several perks, one of which is the Singapore army ranks pay that you receive throughout your two years of service. However, things are not always rosy, and there’ll be times when these allowances are barely enough to survive on. Thankfully, i-credit is here to help you.
We now provide personal loans of up to $3,000 NSFs at least 18 years old. Our services are highly confidential, and repayment terms and friendly and flexible.
You might think the application process is tedious; however, you can apply to get your loan in simple steps. All you have to do is visit our platform to apply for a personal NSF loan.
Conclusion
National service in Singapore lasts for two years, during which you get paid monthly for your service to your country. Your rank in the service usually plays a huge role in how much you earn monthly in addition to your vocation money. While this amount could go a long way, it is not always enough to solve all your life problems.
This is where i-credit licensed moneylender steps in. With a simple application process, straightforward repayment plans, and a decent interest amount, we are the perfect loan service for you.
