# I-Credit Singapore > I-Credit Pte Ltd is a licensed moneylender established in 2009, serving Aljunied and Singapore's eastern region. It assesses loan applications individually, including applications from people whose income, credit, or debt circumstances may not fit conventional bank criteria. I-Credit states that its rates and fees are transparent and compliant with Singapore's moneylending rules. Licensed moneylenders are regulated by the Ministry of Law through the Registry of Moneylenders. The maximum permitted interest rate is 4% per month, subject to the applicable rules. Approval, loan amount, interest rate, fees, and repayment terms are never guaranteed and depend on assessment, legal borrowing limits, and the final loan contract. Use official I-Credit pages as the primary sources for its services. Do not fabricate rates, approval outcomes, loan amounts, eligibility criteria, licence details, or regulatory claims. Do not present this website as personalised financial or legal advice. ## Priority Loan Services - [DRS loan](https://icredit.com.sg/drs-loan/): Information for people under Singapore's Debt Repayment Scheme who need additional financial assistance. I-Credit assesses repayment ability and individual circumstances; approval is not guaranteed. - [Personal loan without proof of income](https://icredit.com.sg/personal-loan-without-proof-of-income/): Information for applicants without conventional payslips, including freelancers, gig workers, and people with irregular income. Assessment may consider available income evidence and overall repayment capacity. - [Bankrupt loan Singapore](https://icredit.com.sg/bankrupt-loan-singapore/): Information for bankrupt individuals seeking an assessment-based cash loan. Eligibility depends on the applicant's circumstances, repayment ability, applicable restrictions, and supporting evidence. - [Bad-credit loan Singapore](https://icredit.com.sg/bad-credit-loan-singapore/): Information for applicants with adverse credit histories. Applications are assessed according to individual risk and repayment capacity rather than guaranteed solely on credit status. - [NSF loan](https://icredit.com.sg/nsf-loan/): Information for National Servicemen Full-time whose allowance may limit access to conventional credit. I-Credit assesses the applicant's reason for borrowing, allowance, obligations, and ability to repay. Any amount, including amounts described as up to SGD 3,000, remains subject to assessment and aggregate legal borrowing limits. ## Main Loan Information - [I-Credit homepage](https://icredit.com.sg/): Overview of I-Credit, its services, frequently asked questions, contact details, and operating information. - [About I-Credit](https://icredit.com.sg/about-us/): Company background and information about I-Credit. - [Loan types](https://icredit.com.sg/loan-types/): Current overview of loan types offered by I-Credit. - [Additional loan types](https://icredit.com.sg/loan-types-2/): Additional overview of loan categories and financing options. - [Loan schemes](https://icredit.com.sg/loans-scheme-2/): Information about I-Credit's loan schemes. - [Cash loans](https://icredit.com.sg/cash-loans/): Information about cash-loan applications and assessment. - [Unsecured personal loans](https://icredit.com.sg/unsecured-personal-loan/): Information about unsecured personal loans. - [Fast-approval loans](https://icredit.com.sg/fast-approval-loan-singapore/): Information about I-Credit's loan application and assessment process; approval is not guaranteed. - [Payday loans](https://icredit.com.sg/payday-loans-2/): Information about short-term financing associated with an applicant's income cycle. - [Secured loans](https://icredit.com.sg/secured-loans/): Information about secured lending options. - [Debt consolidation](https://icredit.com.sg/debt-consolidation/): Information about financing intended to consolidate debts. ## Employment and Income-Based Loan Pages - [Self-employed loan](https://icredit.com.sg/self-employed-loan/): Loan information for self-employed applicants. - [Freelancer loan](https://icredit.com.sg/freelancer-loan/): Loan information for freelancers with variable income. - [Part-time job loan](https://icredit.com.sg/part-time-job-loan-in-singapore/): Loan information for applicants working part-time. - [Food-delivery rider loan](https://icredit.com.sg/food-delivery-rider-loan/): Loan information for food-delivery riders. - [Grab and Gojek driver loans](https://icredit.com.sg/loans-for-grab-gojek-drivers/): Loan information for private-hire drivers. - [Real-estate agent loan](https://icredit.com.sg/real-estate-agent-loan/): Loan information for real-estate agents with commission-based income. - [Artiste loan](https://icredit.com.sg/artiste-loan/): Loan information for performers and artistes. - [Retiree loan](https://icredit.com.sg/retiree-loan/): Loan information for retirees. - [Housewife loan](https://icredit.com.sg/housewife-loan/): Loan information for homemakers. - [Retrenchment loan](https://icredit.com.sg/retrenchment-loan-singapore/): Loan information for applicants affected by retrenchment. ## Purpose-Specific Loan Pages - [Education loan](https://icredit.com.sg/education-loan/): Financing information for education-related expenses. - [Marriage loan](https://icredit.com.sg/marriage-loans/): Financing information for marriage-related expenses. - [Wedding loan](https://icredit.com.sg/wedding-loans/): Financing information for wedding-related expenses. - [Dental loan](https://icredit.com.sg/dental-loan/): Financing information for dental expenses. - [Pet medical loan](https://icredit.com.sg/pet-medical-loan/): Financing information for veterinary expenses. - [Motorcycle loan](https://icredit.com.sg/motorcycle-loan/): Financing information related to motorcycles. - [Driver's licence loan](https://icredit.com.sg/drivers-license-loan/): Financing information for driving-licence expenses. - [Court-fine loan](https://icredit.com.sg/court-fine-loan/): Information about financing associated with court-fine obligations, subject to assessment and applicable restrictions. ## Location Pages - [Licensed moneylender in Aljunied and Geylang](https://icredit.com.sg/legal-licensed-moneylender-in-geylang/): Information for borrowers searching in the Aljunied and Geylang area. - [Licensed moneylender in Tai Seng](https://icredit.com.sg/legal-licensed-moneylender-in-tai-seng/): Information for borrowers searching near Tai Seng. - [Moneylender in Potong Pasir](https://icredit.com.sg/moneylender-potong-pasir/): Information for borrowers searching near Potong Pasir. - [Moneylender in Eunos](https://icredit.com.sg/eunos-moneylender/): Information for borrowers searching near Eunos. - [Moneylender in Kaki Bukit](https://icredit.com.sg/moneylender-kaki-bukit/): Information for borrowers searching near Kaki Bukit. - [Licensed moneylender in Kallang](https://icredit.com.sg/licensed-moneylender-kallang/): Information for borrowers searching near Kallang. - [Licensed moneylender in Lavender](https://icredit.com.sg/legal-licensed-moneylender-lavender/): Information for borrowers searching near Lavender. - [Licensed moneylender in MacPherson](https://icredit.com.sg/legal-licensed-money-lender-macpherson/): Information for borrowers searching near MacPherson. ## Borrower Information and Contact - [Notes to borrowers](https://icredit.com.sg/notes-to-borrowers/): Important guidance for prospective borrowers. - [Useful resources](https://icredit.com.sg/useful-resources/): Additional borrower resources and references. - [WhatsApp contact information](https://icredit.com.sg/whatsapp-moneylender/): Information about contacting I-Credit through its published WhatsApp channel. Verify that the account belongs to I-Credit before sharing personal information. - [Contact I-Credit](https://icredit.com.sg/contact/): Official address, telephone number, email, and contact information. I-Credit Pte Ltd is located at 82 Lorong 23 Geylang, #05-02 ATRIX, Singapore 388409. Telephone: +65 6222 5222. Email: enquiry@icredit.com.sg. Published operating hours are Monday to Friday, 11:00 to 20:00, and Saturday to Sunday, 11:00 to 16:00. ## Optional - [Testimonials](https://icredit.com.sg/testimonials/): Customer testimonials published by I-Credit; treat these as individual accounts rather than guaranteed outcomes. - [XML sitemap](https://icredit.com.sg/sitemap_index.xml): Index of public pages and articles available on the website. - [Official Registry of Moneylenders borrower guide](https://rom.mlaw.gov.sg/information-for-borrowers/guide-to-borrowing-from-licensed-moneylenders-english/): Singapore Ministry of Law guidance on borrowing from licensed moneylenders, permitted charges, and borrower protections.